(FT) Mortgage Support Specialist
Company: ALLEGIANCE CREDIT UNION
Location: Oklahoma City
Posted on: January 30, 2025
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Job Description:
***A completed application is required for consideration of
employment.***Full-Time Mortgage Support SpecialistMonday - Friday:
8:00 a.m - 5:00 p.m.**This is an on-site role**Role: To
provide support to essential areas of the mortgage department and
to help
provide and execute excellent member service. Responsible for
assisting and
supporting Mortgage Loan Officers throughout the loan origination
and
processing phase as well as assisting members post close.
Organization,
attention to detail, and an ability to meet deadlines in a
fast-paced
environment are crucial for success in this position. To ensure
loans follow
all applicable mortgage lending regulations and guidelines.
Attendance is an
essential function of performing the duties of this job.
Essential
Functions & Responsibilities: 20% - Reviews mortgage loan
application files to verify application data is complete and assist
in
obtaining needed information from the borrower and third parties;
including
ordering of appraisals, flood certificates, payoffs, PMI
certificates, title
work, loss-payee, etc. Ensures all entries, calculations, documents
and dates
entered into the LOS are compliant under TRID. Ensure loan files
are prepared
and sent to final underwriting in an accurate and timely manner to
meet closing
date deadlines.20% - Works closely with
Mortgage Loan Officers and is responsible for all assigned files in
the
processing pipeline. Assist MLO with early disclosures, gathering,
reviewing
and uploading of all necessary borrower documentation into the LOS.
Answer
member questions throughout their loan process and assist the MLO
in weekly
loan updates to borrowers.20% - Completes funding of
closed Mortgage loans in accordance with ACU policy, to include but
not limited
to scanning packets, distributes proceeds via cashier's check,
wire, or
internal transfers to GL's and creditors. Submits investor loans
for purchasing
prior to lock expiration date. Clears all purchasing conditions.
Follows up and
ensures all secondary market outstanding trailing documents are
delivered.20% - Performs all functions
of mortgage servicing, to include monitoring taxes, insurance, and
PMI on all
loans. Conducts yearly escrow analysis, answers members servicing
calls, emails
and walk-ins. Performs monthly, quarterly and yearly tasks as they
pertain to
mortgage servicing to include but not limited to monthly
construction billing,
late notices, annual PMI letters, mortgage Interest 1098
statements, and LERETA
add/deletes and quarterly audits.15% - Back-up and assist the
Mortgage Closer with balances closing disclosures for loan closings
in
compliance with ACU, investor, and regulatory guidelines and close
portfolio
loans at ACU.
5% - Performs other job
related duties as assigned.PI52ac1599deef-25660-36603842
Keywords: ALLEGIANCE CREDIT UNION, Stillwater , (FT) Mortgage Support Specialist, Other , Oklahoma City, Oklahoma
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here to apply!
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